Blog

Investing vs Speculating: Don’t Go for “Broke”

18 May, 2018

It’s an interesting anomaly that when the word “investing” is used, some equate it with saving while others’ thoughts immediately go to gambling or speculating. ... Read More

Advice Versa

18 May, 2018

Last month we looked at changes to statement reporting that will (to some extent, at least) make the fees that you pay to own mutual funds more transparent to you. In short, most mutual fund investors pay 2 - 3% of their total investments annually.... Read More

Hostile Headlines

18 May, 2018

“Hey Arnold, I’m hearing terrible things about the US.  I think I want to pull any US investments and re-allocate them to Canada.  What do you think?”... Read More

Til Debt Do Us Part – Part 2

18 May, 2018

Last month we talked about good debt vs. bad debt.  Of course, it’s best if we only go into good debt and only by a reasonable amount, and with a payment schedule that we can handle.  But the reality is that sometimes thing go wrong.... Read More

May the Force (of Habit) be With You

18 May, 2018

Filed Under: Financial Planning

I believe that God’s main purpose for the Bible is to reveal Himself to us.  But when He gave us His Word, He gave us more than a revelation.  He also gave us words of wisdom. He gave us ways to behave.    ... Read More

Confidence: an “Article” of Faith

18 May, 2018

Filed Under: Financial Planning

Are you among the 77% of Canadians who feel confident they’ll be able to achieve their 2018 financial goals?  Would you be significantly less confident (along with 59% of the population) if interest rates rose (as they have been and as they are furth... Read More

Goal Setting: “Aim at Nothing, You’ll Hit it for Sure”

18 May, 2018

Filed Under: Financial Planning

Do you remember where you were on July 20th, 1969 when Neil Armstrong spoke the sentence (above) from the moon’s surface? Neil was the first person ever to take that step. ... Read More

Behavioural Finance: You Don’t Know What You Don’t Know

18 May, 2018

Filed Under: Financial Planning

Imagine this.  You receive a call offering you $200 to participate in a study just a block from your home and with a promise that it will not take more than half an hour. ... Read More

Til Debt Do Us Part – Part 1

18 May, 2018

Filed Under: Financial Planning

It’s been my experience that one of the biggest points of contention between spouses is debt management.  Trying to navigate debt for oneself is hard enough. ... Read More

Top 10 Year End Tax Tasks… and a Partridge in a Pear Tree

30 December, 2016

Can you believe that the end of 2016 is almost upon us already? Year end brings with it a close to the year and also a few deadlines that must be kept. Sure, you have until April 30th of the following year to file your taxes and up to 60 days after t... Read More